IAS PYQTopic: Banking in India (57 Questions)
Consider the following statements in respect of RTGS and NEFT:
- I.In RTGS, the settlement time is instantaneous while in case of NEFT, it takes some time to settle payments.
- II.In RTGS, the customer is charged for inward transactions while that is not the case for NEFT.
- III.Operating hours for RTGS are restricted on certain days while this is not true for NEFT.
Related topics in Economy
Consider the following statements: Statement-I: Syndicated lending spreads the risk of borrower default across multiple lenders. Statement-II: The syndicated loan can be a fixed amount/lump sum of funds, but cannot be a credit line. Which one of the following is correct in respect of the above statements?
Related topics in Economy
Consider the following statements in respect of the digital rupee:
- 1.It is a sovereign currency issued by the Reserve Bank of India (RBI) in alignment with its monetary policy.
- 2.It appears as a liability on the RBI's balance sheet.
- 3.It is insured against inflation by its very design.
- 4.It is freely convertible against commercial bank money and cash.
Which of the statements given above are correct?
Related topics in Economy
Consider the following statements:
- 1.In India, Non-Banking Financial Companies can access the Liquidity Adjustment Facility window of the Reserve Bank of India.
- 2.In India, Foreign Institutional Investors can hold the Government Securities (G-Secs).
- 3.In India, Stock Exchanges can offer separate trading platforms for debts.
Which of the statements given above is/are correct?
Related topics in Economy
In India, which of the following can trade in Corporate Bonds and Government Securities?
- 1.Insurance Companies
- 2.Pension Funds
- 3.Retail Investors
Related topics in Economy
2023
Consider the following statements:
* Statement-I: Interest income from the deposits in Infrastructure Investment Trusts (InvITs) distributed to their investors is exempted from tax, but the dividend is taxable.
* Statement-II: InviTs are recognized as borrowers under the 'Securitization and Recon struction of Financial Assets and Enforcement of Security Interest Act, 2002'.
Which one of the following is correct in respect of the above statements?
2023
Consider the following markets:
1. Government Bond Market
2. Call Money Market
3. Treasury Bill Market
4. Stock Market
How many of the above are included in capital markets?
2023
Consider the following statements with reference to India :
1. According to the ‘Micro, Small and Medium Enterprises Development (MSMED) Act, 2006, the ‘medium enterprises’ are those with investments in plant and machinery between ₹ 15 crore and ₹ 25 crore.
2. All bank loans to the Micro, Small and Medium Enterprises qualify under the priority sector.
Which of the statements given above is/are correct?
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